The following is an excerpt from the Personal Finance: A Working Textbook Curriculum:
Getting your own checking account for the first time is exciting. At least it was for me! It was one of the many steps that marked my entry into the adult world. It signified I was truly on my own; doing my own thing. I had control of my financial destiny, or at least I thought I did until I had to write my first check. Check writing was frustrating. I felt pressured to get it written quickly as the clerk and other customers in line behind me were waiting for me to be done with my transaction. I felt so inept, that I used cash as much as possible just to avoid writing a check. Those were the days before 'Debit Cards." One day, a friend walked me through the process. This article will walk you through the process.
For many of you, learning how to write a check may seem like a waste of time. Check writing may seem like a thing of the past. In our high tech society with online banking, debit cards, credit cards, smart phones, and ATMs, who needs to write a check? Well, everyone at some point and time.
In my situation, there are many merchants I frequent who require cash payments, such as my salon and a small post office that is located inside a drug store. A check is considered a form of cash. Carrying cash is too tempting for me as I know I'll spend it just because it is there. It "burns a hole in my pocket" as my dad likes to say. So, how does one write a check?
Let's first begin with what a check looks like:
A completed check would look like this:
More information about check writing is covered in the Personal Financial: A Working Textbook found on Product Page.