Angela K. Love
Personal + Business Finance Consultant

Blog

Posts in Adult Finances
Are You in Drive-by, Destination, or Dweller Mode with Your Finances?

The recent cold and snowy weather has made it difficult for our daughter to drive herself to school and work, causing my hubby and me to drop her off and pick her up.  Earlier this week, we decided to run a couple of errands together and pick up our daughter from work.  While waiting for her to finish her shift, we began to ponder how people deal with their finances or money management.

Read More
Who Controls Your Budget? Your Kids or You?

            John Rosemond wrote the article, “Your kids should not be the most important,” detailing how some parents tend to make children the most important focus of their marriage.  He gives a few examples how parents treat their children as more significant than themselves.  I would like to add to his examples of parent’s letting kids control their budgets. 

Read More
Staying Financially Organized with Christmas Shopping

While the holidays occurred every year at the same time, they still seem to creep up on us.  Sometimes, we get into a panic to get everything ready, which includes buying gifts.  Managing finances during the holidays can be overwhelming when we feel rushed.  Shopping for gifts for friends and family for Christmas is fueled by an emotional high brought on by the excitement expressed in retail decorations, music, and traditions. 

Read More
What Financial Legacy Are You Leaving? Part II

We began this two-part series with What Financial Legacy Are You Leaving? Part I.  We shared that leaving a financial legacy is more than just leaving money to heirs.  We talked about enriching a financial legacy with financial education, integrity, stewardship, end of life preparation, retiring debts, and generosity. 

We covered the first three topics, financial education, integrity, and stewardship and we are continuing with end of life preparation, retiring debts, and generosity in this post.

Read More
What Financial Legacy Are You Leaving? Part I

Many people do not think about the financial legacy they are leaving to the generations following them.  If they do, it is usually not until they are nearing or in their retirement years. The topic is not common in conversations for obvious reasons.  Can you imagine how a conversation might go especially for those who haven’t given the topic any thought?  It could be rather uncomfortable.

Read More
Ways We Waste Money

My Granny used to say, “Take care of what you have until you know where your betters are coming from” all the time.  I’m not sure if she picked up the saying from her mother or father, a book, or someone else, but it stuck with me.  Although, I have not always heeded her sage wisdom.  She was telling me not to waste money, which many of us do on a regular basis.

Here are some ways people waste money:

Read More
Let’s Discuss MLM Opportunities

Multi-Level Marketing (MLM) is a creative marketing strategy designed by Wachter in 1932 according to an article by Frank Ross at AllBusiness.  Multi-Level Marketing (MLM) opportunities are usually pitched by a friend, friend of a friend, or family member.  MLM’s cover a wide range of products from food to clothing to skin care to jewelry to household goods.  Some MLM’s recruit sales consultants to offer services such as booking travel and financial services.

Read More